We are Prosper
The online loan application process was an easy process. Being a customer already, a lot of my information was already there. I only had to change a couple of things. I got approved in no time, and the money was put into my account within two days.
— Randy
I needed a loan for debt consolidation and Prosper was great. I had my money in my account within a few days of approval. It was quick, easy, and efficient. I highly recommend Prosper if you need a loan.
— Gigi
Prosper has provided me with funds for my different needs over time. Great application process and smooth transition of funds. Thanks
— Michael
It’s always a good experience with Prosper. I like that you can apply online, and you get a quick and easy response. The loan goes into your bank quickly, and you can get what you need fast while other things are going on.
— Frances
The loan process was quick and easy. [I have] used Prosper many times in the past. The experience has always been positive and streamlined. Would recommend to everyone.
— David
Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.
Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card1 provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions.
Bankrate announces Prosper winner of the Best Personal Loan Award 2024
Prosper receives FICO® Decisions Financial Inclusion Award
Home Equity Loans added to the expanding lineup of home equity products
The Prosper® Card debuts, an unsecured credit card for people with less-than-perfect credit
Prosper adds Home Equity Lines of Credit (HELOCs) to product suite
#MyProsperStory campaign kicks off; Prosper Daily mobile app launches
Prosper acquires BillGuard and American Healthcare Lending
Company headquarters open in San Francisco; second office opens in Phoenix
Individual Retirement Accounts (IRAs) are introduced to the growing Prosper product suite
Prosper becomes largest peer-to-peer lending marketplace in the U.S.
Prosper launches first peer-to-peer lending platform in the U.S.
Money.com Top Picks 2026
Excellent rating on Trustpilot 6 years & counting
Our Values
Accountability at all levels drives results
Collaboration creates better solutions
Excellence leads to longevity
Diversity expands opportunities
Simplicity guides our user experience
Integrity defines all our relationships
Curiosity fuels our innovation
Explore the diverse career opportunities at our leading consumer lending fintech.
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Trustpilot reviews: https://www.trustpilot.com/review/www.prosper.com. Testimonials are from actual Prosper customers, the images are not.
*All personal loans are made by WebBank.
1The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.